Our goal is to educate LOCAL businesses to the correct solutions. Our merchants save an average of 25% on their processing.
We will provide VALUE and SUPERIOR Customer Service and you will quickly see the benefit of doing business with us.
We have NO Contracts, NO early termination fees & NO Rate increases ever
Our goal is to earn your business for LIFE!
Credit Card and Laptop


Founded in 2013, the main focus of Superior Merchant Solutions (SMS) is developing solid relationships with Chambers of Commerce, local community banks and referral partners to provide first class service to their customers. Mike Kaprinski and Scott Centofonti are business consulting professionals with over 20 years combined of merchant services industry expertise. Longtime residents of the greater New York area, their ultimate goal is to help local businesses grow their businesses through integrated electronic payment platforms at lower rates with exceptional customer service and technology support.
SMS has aligned with the leading partners in the electronic payment processing industry offering customers a true consultative approach. SMS integrates with multiple payments networks and processors. Our flexibility, superior suite of products, and expert support make us the clear choice when deciding on a payments technology provider.


With the myriad of complex transaction-based technologies available today, we can help you take the guesswork out of which payment solution is right for your business.
We offer a full range of merchant services and business solutions.

Business Consulting
· Payment Technology Integration Experts
· Premier Payment Processor
· Personalized Consulting Services
· Traditional, Mobile & Virtual Terminals
Credit Card Processing
· POS & Smart Terminal Solutions
· PCI & EMV Chip Compliant Equipment
· Fully Disclosed Pricing Structure
Gift Cards
· Gift Cards
· Loyalty Programs
· Cash Advances


Don't take our word for it. See what our customers have to say about us

Tony Q.
If you're getting your credit card machine through your bank, you are probably being ripped off. Mike gives the best service and no worries!
Five Stars

Karen D.
Michael is always available if there is a problem!! Great service.
Five Stars

Gary F.
Mike is as honest as they get!
Five Stars


Scott Centofonti
Direct & Text 845-319-7980
Fax 877-588-8244
Send Scott an Email
Mike Kaprinski
Direct & Text 845-495-0555
Fax 877-588-8244
Send Mike an Email